Custom KYC & KYB software development
Compliancethatconverts,notcompliancethatkillsconversion
The best KYC experience is one your customers barely notice. We build verification workflows that collect exactly what regulations require, in the fewest steps possible — protecting your business while maximising onboarding conversion rates.
What we build
End-to-endKYC&KYBplatformcapabilities
AI Document Verification
AI-powered OCR and liveness detection that verifies passports, driving licences, and national IDs with 99%+ accuracy in seconds — not hours.
- Multi-document type support
- AI-powered OCR extraction
- Liveness & face match
- Tamper detection algorithms
KYB Business Verification
Automate business entity verification by pulling from company registries, sanctions lists, and beneficial ownership databases across 200+ countries.
- Company registry lookups
- UBO identification
- Sanctions & PEP screening
- Adverse media monitoring
Compliance Workflow Automation
Design end-to-end compliance workflows with automated risk scoring, case management, and escalation rules — so your compliance team focuses on edge cases, not data entry.
- Risk-based scoring engine
- Configurable approval workflows
- Case management tools
- Audit trail & reporting
Identity Verification API Integration
Integrate best-in-class identity providers — Onfido, Jumio, Sumsub, Stripe Identity — or build a fully custom verification pipeline tailored to your risk model.
- Third-party provider orchestration
- Custom verification pipeline
- Webhook event delivery
- SDK for web & mobile
Fraud Detection & AML
Machine learning models that detect synthetic identity fraud, account takeovers, and suspicious transaction patterns before they cause damage.
- Behavioural biometrics
- Device fingerprinting
- AML transaction monitoring
- Real-time risk signals
Custom Onboarding Journeys
Design frictionless onboarding flows that collect only what regulations require — maximising conversion while staying compliant with GDPR, DPDP, and local KYC laws.
- White-label UI components
- Progressive disclosure UX
- Mobile-first SDKs
- Localisation for 50+ countries
Why Smoking Chimney
Builtbyengineerswhounderstandbothcodeandcompliance
Compliance expertise baked in
Our team understands FATF guidelines, GDPR, DPDP, AML directives, and sector-specific regulations. We build compliance requirements into the system design — not as an afterthought.
AI-native verification
We leverage state-of-the-art computer vision and NLP models for document extraction and fraud detection — achieving accuracy levels that manual processes simply can't match.
Flexible, API-first architecture
Every KYC/KYB platform we build exposes a clean API so you can embed verification into your product, mobile app, or existing workflows with minimal integration effort.
Sub-60-second verification
We optimise verification pipelines for speed. In most cases, a new customer can complete KYC in under 60 seconds — dramatically improving onboarding conversion rates.
How we deliver
Ourcompliance-firstdevelopmentprocess
Regulatory & risk assessment
We map your regulatory obligations — jurisdiction, sector, risk appetite — and identify the verification data points, third-party providers, and workflow logic your platform needs.
Data architecture & privacy design
Sensitive PII and document data are handled with encryption-at-rest, data minimisation principles, and jurisdiction-aware storage policies from the ground up.
Verification pipeline development
We build the core verification flows — document upload, OCR extraction, liveness check, sanctions screening — with configurable pass/fail thresholds.
Compliance workflow & admin tooling
Case management dashboards, manual review queues, audit logs, and regulatory reporting tools are built for your compliance team alongside the customer-facing product.
Integration & end-to-end testing
Full integration testing with real identity providers, edge-case document variants, and penetration testing of all data-handling endpoints.
Launch, monitoring & iteration
Go live with real-time fraud monitoring, compliance dashboards, and a plan to iterate verification flows based on conversion and false-positive data.
Common questions
YourKYC/KYBdevelopmentquestions,answered
Our platforms are built to support 200+ countries and accept passports, national IDs, driving licences, and utility bills. The exact document coverage depends on the identity provider(s) we integrate — most major providers cover 190+ countries.
Yes. KYB is a core specialisation for us. We integrate with company registries, build beneficial ownership mapping tools, and automate sanctions and PEP screening for legal entities across multiple jurisdictions.
PII and biometric data are stored with AES-256 encryption, access-controlled by role, and never retained longer than legally required. We implement data subject rights (access, deletion, portability) into the platform from day one.
Yes. We expose a comprehensive webhook and REST API layer that integrates with Salesforce, Temenos, Mambu, Finastra, and most banking and CRM platforms.
Absolutely. We build continuous monitoring and scheduled re-verification workflows — including automated data refresh from sanctions lists and adverse media feeds — to support ongoing due diligence obligations.
Explore what else we build
RelatedServicesyoumightlove
Talk with our decision makers
The team AI-powered wonder elevates mundane tasks into the astounding.
Whether Hollywood-worthy stories to profound user experiences, we're the
first place to look for unprecedented changes in the digital realm.
hi@smokingchimneystudios.com
Professional, accessible, and secure.
+91 77219 12611
Dedicated, assist, and quick.
PCMC - Pune, India - 411033
As Largest as Life, Conversations and Coffee
